Retirement Planning
Secure Your Future with Expert Retirement Planning
Planning for retirement is about more than just saving money—it’s about ensuring you have the financial security to enjoy your ideal lifestyle. At Paul Melling Retirement Planning, we help you navigate the complexities of retirement so you can focus on what matters most.
Established in 1985, Paul Melling Retirement Planning has been a trusted name in retirement financial advice for over three decades. We specialise in helping self-funded retirees and individuals approaching retirement make the most of their wealth through strategic, personalised financial planning. With deep expertise in superannuation, retirement income modelling, and asset management, our team is committed to helping you build a secure and confident financial future.
Our retirement planning services are designed to provide clarity, stability, and peace of mind. We’ve guided thousands of Australians through the transition to retirement, helping them manage investments, maximise income streams, and make informed decisions at every stage. Whether you’re planning ahead or ready to retire, we offer straightforward advice and ongoing support tailored to your unique goals — so you can enjoy retirement on your terms.
How We Help
Personalised Retirement Strategy
We assess your financial situation and create a custom plan tailored to your retirement goals.
Superannuation & Pension Planning
Maximise your retirement income while ensuring tax efficiency.
Cash Flow & Income Planning
Ensure you have a stable and sustainable income throughout retirement.
Investment Strategies
Grow and protect your wealth with a diversified investment portfolio.
Frequently Asked Questions
Everything You Need to Know – Right Here!
We specialise in helping self-funded retirees and individuals who are close to retirement. Our services are designed for those with a minimum investment portfolio of $1,000,000, though exceptions apply for clients with an existing CFS FirstChoice Account.
Our office is at 1/486 Lower Heidelberg Road, Heidelberg VIC 3084. However, we assist clients across Australia, offering flexible consultations via phone and online meetings.
We are a family-owned business that prioritises long-term relationships and personalised financial solutions. As a member of Family Business Australia, we are committed to integrity, transparency, and expert advice.
Yes, we work with external specialists to provide estate planning and aged care solutions, ensuring that your financial and legal affairs are in order.
Simply contact us to schedule a consultation. We’ll discuss your financial situation, retirement goals, and the best strategies for securing your future.